Proudly introducing - Westpac

September 30th, 2025 Supplier Members

Home Lending Support for ACA Staff!

Hi, I’m Kelly Mak, an Executive Mobile Lending Manager at Westpac, with over 15 years of experience helping customers and communities with:

🏡 Buying your first home

🏡 Upgrading to your next home

🏘️ Purchasing investment properties

📊 Understanding your borrowing capacity

🔍 Completing a home loan health check to ensure you're getting the best out of your mortgage — including rates, options, and structure

I would appreciate it if you could contact me if you have a question.

🏡 First Home Buyer Alert – Big Changes Coming!

From 1 October 2025, the Australian Government’s 5% Deposit Scheme is making home ownership more achievable — helping you buy sooner with a smaller deposit, backed by a government guarantee.

Key benefits of the Scheme:

✅ Low deposit options
✅ No income caps
✅ No Lenders Mortgage Insurance (LMI)
✅ Wide choice of home types
✅ Unlimited spots — no waiting lists
✅ Property price caps apply based on location

✅ You may also be able to use your superannuation funds to contribute towards your deposit under the First Home Super Saver Scheme (FHSSS)

📩 Want to know if this Scheme suits your situation? Let’s chat!

Note: Credit criteria, eligibility, and T&Cs apply. Subject to government conditions.

#WestpacGroup #FirstHomeBuyers #HomeLoans